Analysis Of The Marketing Strategy of Hajj Financing Products (Prohajj) at PT. Bank Muamalat Indonesia KCU Medan City Hall

  • M. Ziqhri Anhar Nst Universitas Islam Negeri Sumatera Utara, Medan, Indonesia
  • Marliyah Marliyah Universitas Islam Negeri Sumatera Utara, Medan, Indonesia
  • Nurlaili Nurlaili Universitas Islam Negeri Sumatera Utara, Medan, Indonesia

Abstract

The purpose of this study was to analyze the marketing strategy for Hajj financing products (prohajj) at PT. Bank Muamalat Indonesia KCU Medan City Hall. This research uses a descriptive qualitative research type. The result of this research is the marketing strategy of PT. Bank Muamalat Indonesia KC Medan Balaikota is quite good, as seen from the product strategy, price strategy, promotion strategy, location strategy, human resources, physical facilities, and processes that have been implemented properly. The existence of internal and external factors in the SWOT analysis has been considered to provide the best service to the community in Hajj financing (Prohajj). Therefore, the marketing strategy for Hajj financing products (prohajj) at PT. Bank Muamalat Indonesia KCU Medan Balaikota has been implemented and provides convenience in service to the community.

 

References

Ana, D.E., & Zunaidi, A. (2022). Sharia Banking Strategy in Winning Competition During the Covid-19 Pandemic. Proceedings of Islamic Economics, Business, and Philanthropy, 1(1), 167-188.

Butarbutar, M. (2020). Marketing Management: Theory and Development. Our Writing Foundation.

Fajrin, O., & Muamar, A. (2019). Marketing Strategy for Arrum Hajj Funding in Increasing the Number of Customers at the Cirebon Business Center Islamic Pawnshop Unit (UPS). Tawazun: Journal of Sharia Economic Law, 2(2), 163-181.

Jauhariyah, NA, & Fitria, K. (2020). Contribution of Sharia Marketing and Institutional Image In Influencing Customers' Saving Decisions. Journal of Istiqro', 6(1).

Karjuni, A., & Mulasih, S. (2021). Sharia Marketing Strategy in an Effort to Attract Customer Interest in the Waqf Bank Micro Buntet Cirebon Islamic Boarding School in 2020. Ecobankers: Journal of Economy and Banking, 2(1). https://doi.org/10.47453/ecobankers.v2i1.326

Kotler, P., & Armstrong, G. (2008). Marketing Principles. Jakarta: Erlangga.

Kotler, P., & Keller, KL (2009). Marketing Management 13th Edition. Jakarta: Erlangga.

Kotler, P., & Keller, KL (2016). Marketing Management. Jakarta: PT Index.

Mubarrok, US, Kurniawati, E., & Akbar, T. (2018). Qspm Analysis to Determine Islamic Economic Development Strategy for the City of Kediri. An-Nisbah: Journal of Islamic Economics, 5(1).

Mohammed. (2015). Sharia Bank Management. UPP AMP YKPN.

Muhlison, L., Nawawi, K., & Arif, S. (2020). The Effect of Promotion Mix on Customer Decisions in Choosing Financing Products. Journal of Islamic Economics and Banking, 1(2).

Mukaromah, H., & Rani, WS (2021). Marketing Mix Analysis of Savings Products at Bank BRI Syariah KCP Kebumen. Journal of Ulumuddin, 1 (2).

Nugraha, S., & Wahdini, M. (2023). Strategy for Development of Santri Savings Products Based on Swot Analysis (Case Study on BMT Khairul Ikhwan Martapura). Journal of Islamic Law, Economics and Business, 9(1).

Pane, B. ., & Rokan, KM (2022). The marketing strategy for Hajj program financing (PROHAJJ) with the Wakalaah Bil Ujarah Qal Qard Agreement at PT. Bank Muamalat Indonesia Indonesia, Tbk Rantauprapat branch. Journal of Economics, Management, Accounting and Finance, 3(3).

Prayudi, D., & Yulistria, R. (2020). The Use of the SWOT Matrix and the QSPM Method in the Marketing Strategy for Wedding Organizer Services: A Case Study on Gosimplywedding Sukabumi MSMEs. Maksipreneur Journal, 9(2).

Sa'adah, H., & Sopingi, I. (2019). Marketing Mix-7P and Religion on the Decision to Become a Customer (Survey at PT. Bank BRISyariah KCP Wahid Hasyim Jombang). Journal of Islamic Banking and Finance, 3(1). http://dx.doi.org/10.21043/malia.v3i1.8089

Siagian, AY, & Hasibuan, AR. (2022). Marketing Strategy and Efforts to Attract Customer Interest in PROHAJJ Products at PT. PT. Bank Muamalat Indonesia Indonesia KCU Padangsidimpuan. Journal of Computer Science, Economics and Management (JIKEM), 2(1), 111-121. https://doi.org/10.24952/jiftech.v1i1.5027

Sinambela, P. (2021). Human Resource Management (Building a Solid Work Team To Improve Performance). PT Bumi Aksara.

Suhendi, H. (2010). Fiqh Muamalah. Jakarta: Grafindo Persada.

Shaykh. (2020). Istitha'Ah in Hajj (Thematic Study of Tafsir Ahkam). Journal of El-Mashlahah, 10(1).

Usanti, T. ., & Shomad, A. (2003). Sharia Bank Transactions. Script Earth.

Published
2023-08-27
How to Cite
Nst, M. Z. A., Marliyah, M., & Nurlaili, N. (2023). Analysis Of The Marketing Strategy of Hajj Financing Products (Prohajj) at PT. Bank Muamalat Indonesia KCU Medan City Hall. Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE), 6(3), 2475-2489. Retrieved from https://e-journal.ikhac.ac.id/index.php/iijse/article/view/3945