SHARIA BANK RESEARCH ROADMAP IN INDONESIA

The study describes the roadmap for the history of sharia bank research in Indonesia from 12 accredited journals in Indonesia with a minimum index of Sinta 2. The sample from 2011 to 2021 obtained 83 articles discussing sharia bank. Based on the results of the analysis, the majority of research on Islamic banks in Indonesia is published in two journals, namely the Iqtishadia journal (Jurnal of Islamic Economics and Business Studies) and Jurnal Ekonomi dan Bisnis Islam (Journal of Islamic Economics and Business), with 31% and 22% of the total sample article for each journal. 18 out of 83 articles obtained are qualitative research methods. Meanwhile, 65 articles use quantitative methods. In qualitative research, descriptive analysis methods or case studies are the most widely used, and in quantitative research, the most commonly used method is regression analysis.


INTRODUCTION
The public's enthusiasm for choosing Islamic financial institutions as a medium for storing funds is quite large. It also has an impact on the increasing number of sharia transactions by Islamic financial institutions. These various kinds of Islamic financing products also demand regulation for bank standards to regulate these transactions. This phenomenon motivates researchers in Indonesia to investigate how the development of Islamic bank practices in Indonesia. It is also the researcher's material to illustrate the roadmap for developing research on Islamic banks in Indonesia over the last ten years. Hesford et al.'s (2007) approach become the basis for the author to evaluate several studies on Islamic banks in Indonesia. Based on the author's analysis over the last ten years, there are 3 (three) articles that discuss the development of Islamic banks in Indonesia. These studies are Waluyo (2016) and Indiastary, Suprayogi, and Indrawan (2020), published in the JBIS, and Yuliana (2014), published in JAMAL. Based on the author's analysis, there are still some weaknesses in the article. First, the research only focuses on one object; for example, Yuliana (2014) only focuses on the performance of Islamic banks. Indiastary, Suprayogi, and Indrawan (2020) only focus on third-party funds, and Waluyo (2016) only focuses on mudharabah financing. There are still many studies on Islamic banks that can be the focus of researchers. Second, the study used a very limited sample of articles obtained and the selection of articles without clear criteria. Third, the research period is from 2006 to 2018. However, there are still many studies over the last five years. Therefore, the researchers attempted to fill in the gaps that had not been the concern of previous researchers.
The research contributes to providing a roadmap for the research development of Islamic banks in Indonesia. Thus, it can be used as the basis for further research conducted in Indonesia. Furthermore, this research can contribute to being the guidelines of future research. Lastly, this research can further identify several variables, topics, or research methods that are still rarely studied in Indonesia. knowledge. The content of the review literature will sometimes differ from one literature review to another, but the process for conducting a literature review will follow similar steps and stages (Cronin, Ryan, and Coughlan 2018).

RESEARCH METHOD
The study uses the approach of Suprianto and Setiawan (2017)  Third, the keyword to search for articles in journals is sharia bank. The data were analyzed using excel analysis.

RESULTS AND DISCUSSION
Based on the criteria set above, it obtained 83 articles published in 12 accredited journals with a minimum index of Sinta 2. In Sharia Bank Research ….. 500

Article Classification
The following is a classification of articles based on two groups. Based on the topic of discussion and based on research methods.

Classification by Topic of Discussion
The first classification of articles on Islamic bank is based on the research topic.
This classification is divided into 2, namely the independent variable and the dependent variable.

Classification of Articles Based on Research Methods
Based on the research method conducted to examine government bank in Indonesia, there are two research groups. They are quantitative research and qualitative research. The number of articles in the two groups in detail is explained in table 5 and table 6 as follows:  Furthermore, the classification is based on the analytical method used by the researcher. From the 18 qualitative research articles, the descriptive analysis method was the most widely used, for 81%. Another meta-analysis method is three articles or 14%, and the conceptual method is only 1 article. Complete data can be seen in table 7. Table 8 shows the research methods used in quantitative research. Most of the analytical methods used are multiple regression analysis as much as 94%.  (2021) Meanwhile, 6% of researchers used different test analysis tools and descriptive statistics. There are still many quantitative methods or statistical analyses that can be used by further research, such as panel data testing, logistic regression, and so forth. In addition, it is still rare for previous researchers to mix methods between qualitative and quantitative methods. It can be an opportunity for further research to fill the existing research gap.     ( Syirkah (Journal of Economics and Business) 2020 (Aldeen et al. 2020)